Popped by HDB last week to wipe off the additional cash from both our ordinary account and also to refinance our housing loan period from 30 to 20 years. Our monthly installment jumped from $1280 to $1734 per month.
Tip: Everytime there is a bonus coming in, fill up the application form from HDB web site to wipe out the amount from both owner's account. This can save you alot of interest every year. I paid $8000 just for the interest back to HDB last year, you think this is troublesome? think again. This can make a huge difference to ones whose company pay out decent bonus to them.
And why nobody told me about this bonus wipe out before?!!!
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